HR. 9331Introduced
STOP Payments Fraud Act of 2026
Plain-English overview
What this bill does
Allows banks to delay suspicious check and wire transfer processing and sets new anti-fraud safeguards for higher-risk accounts
Key points
- Require fraud protection report
- Prohibit overdraft fees
- Direct fraud safeguard determinations
- Allow fraud based payment holds
Current status
Where it stands
Status
Introduced
Latest action
2026-09-01 — Placed on the Union Calendar, Calendar No. 692.
Related context
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Discovery signals
About these signals
Impact and Momentum are relative discovery aids calculated by Legislation Lemur. They help you scan the congressional record; they are not predictions, endorsements, ideological ratings, or measures of policy importance.
Impact ScoreOverall observed legislative footprint and accumulated activity.
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