HR. 4437In Committee
SMART Act of 2025
Limit federal examinations for well capitalized and well managed small depository institutions and credit unions by requiring limited scope follow up exams and combined oversight reviews on request
Plain-English overview
What this bill does
Limit federal examinations for well capitalized and well managed small depository institutions and credit unions by requiring limited scope follow up exams and combined oversight reviews on request
Key points
- Require limited scope examinations
- Require combined compliance examinations
- Allow exceptions for enforcement cases
Current status
Where it stands
Status
In Committee
Latest action
2026-05-13 — Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Related context
Topics and policy areas
undefinedBank accounts, deposits, capitalBanking and financial institutions regulationBusiness recordsCongressional oversightCorporate finance and managementFinance and Financial SectorGovernment studies and investigations