HR. 5402Introduced
Credit Access and Inclusion Act of 2026
Plain-English overview
What this bill does
Allow reporting of on time rent utility and telecommunications payments to credit agencies to expand consumer credit histories and require a GAO study of the effects
Key points
- Require GAO impact study
- Limit late balance reporting
- Allow rent payment reporting
- Allow utility payment reporting
Current status
Where it stands
Status
Introduced
Latest action
2026-09-01 — Placed on the Union Calendar, Calendar No. 688.
Related context
Topics and policy areas
Select a topic to continue exploring related legislation, members, and committees.
Discovery signals
About these signals
Impact and Momentum are relative discovery aids calculated by Legislation Lemur. They help you scan the congressional record; they are not predictions, endorsements, ideological ratings, or measures of policy importance.
Impact ScoreOverall observed legislative footprint and accumulated activity.
MomentumHow recently active or changing the bill appears in available data.