HR. 4801Introduced

Unleashing AI Innovation in Financial Services Act

Plain-English overview

What this bill does

Allows regulated financial firms to test artificial intelligence projects under approved temporary regulatory waivers or modifications through federal financial agency innovation labs

Key points
  • Establish application review procedures
  • Require AI innovation labs
  • Authorize regulatory waivers
  • Allow AI test projects
Current status

Where it stands

Status
Introduced
Latest action
2026-06-24 — Placed on the Union Calendar, Calendar No. 619.
Related context

Topics and policy areas

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Advanced technology and technological innovationsAdvisory bodiesBanking and financial institutions regulationComputers and information technologyData collection, sharing, protectionFinance and Financial SectorFinancial services and investmentsLicensing and registrations
Discovery signals

About these signals

Methodology

Impact and Momentum are relative discovery aids calculated by Legislation Lemur. They help you scan the congressional record; they are not predictions, endorsements, ideological ratings, or measures of policy importance.

Impact ScoreOverall observed legislative footprint and accumulated activity.
MomentumHow recently active or changing the bill appears in available data.
Full Text (PDF)Amendments
View on Congress.gov