HR. 2808Became Law
Homebuyers Privacy Protection Act
Limits when credit reporting agencies may share consumer credit reports with third parties for residential mortgage transactions, tightening rules tied to mortgage trigger leads
Plain-English overview
What this bill does
Limits when credit reporting agencies may share consumer credit reports with third parties for residential mortgage transactions, tightening rules tied to mortgage trigger leads
Key points
- Require GAO study on trigger leads
- Prohibit unauthorized credit report sharing
- Allow sharing with documented consumer consent
- Allow sharing for specified mortgage relationships
Current status
Where it stands
Status
Became Law
Latest action
2025-09-05 — Became Public Law No: 119-36.
Related context
Topics and policy areas
undefinedConsumer creditFinance and Financial SectorFinancial services and investmentsHousing finance and home ownershipReal estate businessRight of privacy